A successful smart growth community has both an ample supply of affordable housing and minimal commuter traffic. To make this possible, affordable housing must be available to people near their places of employment. Employer-assisted housing (EAH) programs are catching on around the nation to tackle this challenge. Though program details vary, employers generally contribute to an employeeís down payment and closing costs of a home near work. The donation benefits the employer by improving employee loyalty and reducing the absences and tardiness that are due to poor driving conditions or traffic jams. By offering employees money to buy a home, the employer actually saves money in the long run by reducing the costs associated with employee recruitment and training. For employees, these programs can make the difference between homeownership and renting for families who cannot otherwise afford a down payment or closing costs. Increasingly, governments are working with employers in employer-assisted housing efforts to reap the benefits of these programs. The increased employee loyalty can draw companies to a region where EAH programs are supported. The programs may also help meet local goals for affordable housing, decrease commuter traffic in an area, and help revitalize deteriorating neighborhoods by stimulating home ownership.